To obtain or keep a homeowners insurance policy, your home may need to have a home insurance inspection. Insurance companies use inspections to identify any liability issues with your property and determine the amount of risk associated with its condition or features. If you take some time to prepare, you might be able to identify some of these...

Loss of use coverage is part of every standard homeowners insurance policy. While other portions of the policy help pay for repairing your home if it’s severely damaged, loss of use coverage is there for your everyday living expenses while the work is done. Unfortunately, major home repairs can’t happen overnight, and simultaneously your expenses can increase dramatically....

Personal liability coverage is included in standard home insurance policies. This type of coverage protects you financially against claims from injuries and damage to other people or property. To help explain how personal liability insurance works, here is a guide to the basics: What does personal liability insurance cover? Personal liability insurance is there to help you if...

Budget-conscious homeowners know there are often ways to save on goods and services, but might wonder when it comes to homeowners insurance, “how much?” Insurance is complicated, and homeowners insurance cost is determined by many factors. Luckily, despite how complex it might seem, there are some ways you can save on your homeowners insurance. Here are some budget-friendly...